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Views from the Field

Enjoy our latest thinking on an array of financial planning and investment topics.

Each year the Internal Revenue Service (IRS) evaluates its limitations for employer-sponsored retirement plans (401(k), 403(b), 457, TSP, etc..), individual retirement accounts (IRA), Flexible Spending Accounts (FSA), Health Savings Accounts (HSA), dependent care accounts, and payroll taxes for Social Security,... Read More

What is a cash balance plan? A cash balance plan is a type of retirement plan commonly referred to as a hybrid plan since it is a defined benefit plan (i.e., pension) that looks and operates like a defined contribution... Read More

When it comes time to invest in the stock market, it pays to have an investment plan and stick with it. It can be tempting to try to time investments in the market to avoid downturns, but it is hard to... Read More

When the stock market becomes volatile, it pays to have an investment plan and stick with it. It can be tempting to try to sell investments to avoid downturns, but it is hard to time it right. Investors who sell and... Read More

Each year the Internal Revenue Service (IRS) evaluates its limitations for employer-sponsored retirement plans (401(k), 403(b), 457, TSP, etc..), individual retirement accounts (IRA), Flexible Spending Accounts (FSA), Health Savings Accounts (HSA), dependent care accounts, and payroll taxes for Social Security,... Read More

Healthcare is an integral piece of life. However, accessing proper health services can be costly. For this reason, it is necessary to find an effective way to manage your health expenses as part of your overall financial plan.   While... Read More

The term “diversification” is often heard but not always fully understood. Proper diversification of investments can help investors minimize risk and volatility in their portfolio, while maximizing returns.  Diversification is more than avoiding too many eggs in one basket. Rather,... Read More